建设银行建设银行财务分析报告
≈≈建设银行601939≈≈(更新:21.11.01)
◆主要财务指标
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2021-06-30│2021-03-31│2020-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│基本每股收益(元) │ 0.9300│ 0.6100│ 0.3300│ 1.0600│
│基本每股收益 │ 0.9295│ 0.6100│ 0.3296│ 1.0700│
│(扣除后)(元) │ │ │ │ │
│稀释每股收益(元) │ 0.9300│ 0.6100│ 0.3300│ 1.0600│
│每股净资产(元) │ 9.6897│ 9.3500│ 9.3800│ 9.0600│
│每股经营现金净流量(元)│ 1.8928│ 0.6886│ 1.0134│ 2.3226│
│每股现金流量(元) │ 0.7358│ 0.0689│ 0.7902│ -0.6936│
│每股资本公积金(元) │ 0.5397│ 0.5397│ 0.5370│ 0.5370│
│每股盈余公积金(元) │ 1.1039│ 1.1039│ 1.1039│ 1.1039│
│每股未分配利润(元) │ 5.5603│ 5.2455│ 5.2912│ 4.9570│
│净资产收益率(%) │ 9.2033│ 6.2906│ 3.3997│ 11.4618│
│加权净资产收益率(%) │ 9.8625│ 6.5500│ 3.6050│ 12.1200│
│净资产收益率(扣除)(%) │ 9.1983│ 6.2803│ 3.3954│ 11.2619│
│加权净资产收益率 │ --│ 6.5400│ --│ 12.1600│
│(扣除后)(%) │ │ │ │ │
│总资产(万元) │3013555100.00│2983318800.00│2937808300.00│2813225400.00│
│归属母公司股东权益 │252249500.00│243697200.00│244477400.00│236480800.00│
│(万元) │ │ │ │ │
│营业收入(万元) │62440500.00│41633200.00│21652300.00│75585800.00│
│营业支出(万元) │ --│23206600.00│11630900.00│41861200.00│
│投资收益(万元) │1869600.00│1168700.00│ 565100.00│1944400.00│
│净利润(万元) │23317300.00│15410600.00│8302000.00│27357900.00│
│营业利润(万元) │29282500.00│18426600.00│10021400.00│33724600.00│
│利润总额(万元) │29279700.00│18446300.00│10032000.00│33661600.00│
│归属母公司净利润(万元)│23215300.00│15330000.00│8311500.00│27105000.00│
│经营现金流量净额(万元)│47322500.00│17215900.00│25336500.00│58068500.00│
└───────────┴─────┴─────┴─────┴─────┘
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2020-09-30│2020-06-30│2020-03-31│2019-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│基本每股收益(元) │ 0.8200│ 0.5500│ 0.3200│ 1.0500│
│基本每股收益 │ 0.8206│ 0.5500│ --│ 1.0500│
│(扣除后)(元) │ │ │ │ │
│稀释每股收益(元) │ 0.8200│ 0.5500│ 0.3200│ --│
│每股净资产(元) │ 8.8100│ 8.6500│ 8.7900│ 8.3900│
│每股经营现金净流量(元)│ 2.4426│ 0.2508│ 1.9800│ 2.3250│
│每股现金流量(元) │ -0.8071│ -1.5983│ 1.5571│ 0.7665│
│每股资本公积金(元) │ 0.5381│ 0.5381│ 0.5381│ 0.5381│
│每股盈余公积金(元) │ 0.9967│ 0.9967│ 0.9967│ 0.9967│
│每股未分配利润(元) │ 4.9641│ 4.6959│ 4.7891│ 4.4659│
│净资产收益率(%) │ 8.8632│ 6.0334│ 3.4911│ 12.0353│
│加权净资产收益率(%) │ 9.3975│ 6.3250│ 3.7725│ 13.1800│
│净资产收益率(扣除)(%) │ 8.8697│ 6.0374│ 3.4900│ 11.8683│
│加权净资产收益率 │ --│ 6.3300│ 3.7714│ 13.1900│
│(扣除后)(%) │ │ │ │ │
│总资产(万元) │2829812100.00│2765524700.00│2711016500.00│2543626100.00│
│归属母公司股东权益 │232231900.00│228106600.00│231604700.00│221625700.00│
│(万元) │ │ │ │ │
│营业收入(万元) │57143500.00│38910900.00│20939500.00│70562900.00│
│营业支出(万元) │ --│22028900.00│11105200.00│37867500.00│
│投资收益(万元) │1582400.00│1087800.00│ 445300.00│2054900.00│
│净利润(万元) │20760900.00│13893900.00│8098100.00│26922200.00│
│营业利润(万元) │24986700.00│16882000.00│9834300.00│32695400.00│
│利润总额(万元) │24989300.00│16877300.00│9837000.00│32659700.00│
│归属母公司净利润(万元)│20583200.00│13762600.00│8085500.00│26673300.00│
│经营现金流量净额(万元)│61067800.00│6270000.00│49501800.00│58128700.00│
└───────────┴─────┴─────┴─────┴─────┘
◆每股指标
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2020-12-31│2019-12-31│2018-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│审计意见 │ --│标准无保留│标准无保留│标准无保留│
│ │ │ 意见│ 意见│ 意见│
│每股收益(元) │ 0.9300│ 1.0600│ 1.0500│ 1.0000│
│每股收益(扣除)(元) │ 0.9295│ 1.0700│ 1.0500│ 1.0000│
│每股净资产(元) │ 9.6897│ 9.0600│ 8.3900│ 7.6500│
│每股资本公积金(元) │ 0.5397│ 0.5370│ 0.5381│ 0.5381│
│每股未分配利润(元) │ 5.5603│ 4.9570│ 4.4659│ 3.9633│
│每股经营现金净流量(元)│ 1.8928│ 2.3226│ 2.3250│ 1.7750│
│每股现金流量(元) │ 0.7358│ -0.6936│ 0.7665│ 1.1574│
└───────────┴─────┴─────┴─────┴─────┘
◆经营发展能力
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2020-12-31│2019-12-31│2018-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│总资产周转率 │ 0.0214│ 0.0282│ 0.0290│ 0.0291│
│营业收入增长率(%) │ 9.2696│ 7.1183│ 7.0934│ 5.9891│
│营业利润增长率(%) │ 17.1923│ 3.1478│ 5.9770│ 3.4636│
│利润总额增长率(%) │ 17.1689│ 3.0677│ 5.9829│ 2.7930│
│归属母公司净利润增长率│ 12.7876│ 1.6185│ 4.7429│ 5.1147│
│(%) │ │ │ │ │
│总资产增长率(%) │ 6.4931│ 10.5990│ 9.5319│ 4.9643│
│净资产增长率(%) │ 8.6197│ 6.7028│ 12.1325│ 11.0522│
└───────────┴─────┴─────┴─────┴─────┘
◆财务分析
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2021-06-30│2021-03-31│2020-12-31│
├───────────┼─────┴─────┴─────┴─────┤
│*盈利能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│净利润率(%) │ 37.3432│ 37.0152│ 38.3423│ 36.1945│
│总资产收益率(%) │ 0.7981│ 0.5361│ 0.2939│ 1.0214│
│净资产收益率(%) │ 9.2033│ 6.2906│ 3.3997│ 11.4618│
│营业利润率(%) │ 46.8966│ 44.2594│ 46.2833│ 44.6176│
│销售毛利率(%) │ --│ --│ --│ --│
│销售净利率(%) │ 37.3432│ 37.0152│ 38.3423│ 36.1945│
├───────────┼─────┴─────┴─────┴─────┤
│*经营能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│总资产周转率 │ 0.0214│ 0.0144│ 0.0075│ 0.0282│
├───────────┼─────┴─────┴─────┴─────┤
│*偿债能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│产权比率 │ 10.8262│ 11.2315│ 11.0067│ 10.8858│
│资产负债率 │ 0.9154│ 0.9175│ 0.9159│ 0.9151│
├───────────┼─────┴─────┴─────┴─────┤
│*成长能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│营业收入增长率(%) │ 9.2696│ 6.9962│ 3.4041│ 7.1183│
│营业利润增长率(%) │ 17.1923│ 9.1494│ 1.9025│ 3.1478│
│总资产增长率(%) │ 6.4931│ 7.8753│ 8.3656│ 10.5990│
│固定资产增长率(%) │ -0.9945│ -0.5245│ 0.4011│ 1.0337│
│股东权益增长率(%) │ 8.6253│ 6.9970│ 5.7469│ 6.9001│
│净利润增长率(%) │ 12.3135│ 10.9163│ 2.5179│ 1.6184│
├───────────┼─────┴─────┴─────┴─────┤
│*资本构成* │ │
├───────────┼─────┬─────┬─────┬─────┤
│股东权益比率(%) │ 8.3705│ 8.1687│ 8.3218│ 8.4060│
│固定资产比率(%) │ 0.5447│ 0.5569│ 0.5777│ 0.6132│
│无形资产比率(%) │ 0.0172│ 0.0171│ 0.0175│ 0.0188│
└───────────┴─────┴─────┴─────┴─────┘
◆资产负债表摘要
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │ 2020-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│总资产 │3013555100.00│2983318800.00│2937808300.00│2813225400.00│
│固定资产 │ 16415800.00│ 16613800.00│ 16972900.00│ 17250500.00│
│可供出售金融资│ --│ --│ --│ --│
│产 │ │ │ │ │
│无形资产 │ 517300.00│ 510000.00│ 515000.00│ 527900.00│
├───────┼──────┼──────┼──────┼──────┤
│总负债 │2758734200.00│2737084700.00│2690883400.00│2574290100.00│
├───────┼──────┼──────┼──────┼──────┤
│资本公积 │ 13492400.00│ 13492400.00│ 13426300.00│ 13426300.00│
│未分配利润 │139013500.00│131143400.00│132285500.00│123929500.00│
│归属于母公司所│252249500.00│243697200.00│244477400.00│236480800.00│
│有者权益合计 │ │ │ │ │
│所有者权益合计│254820900.00│246234100.00│246924900.00│238935300.00│
│商誉 │ --│ 216800.00│ 219400.00│ 221000.00│
└───────┴──────┴──────┴──────┴──────┘
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │ 2019-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│总资产 │2829812100.00│2765524700.00│2711016500.00│2543626100.00│
│固定资产 │ 16580700.00│ 16701400.00│ 16905100.00│ 17074000.00│
│可供出售金融资│ --│ --│ --│ --│
│产 │ │ │ │ │
│无形资产 │ 450700.00│ 437300.00│ 429100.00│ 450200.00│
├───────┼──────┼──────┼──────┼──────┤
│总负债 │2595225100.00│2535393000.00│2477511000.00│2320113400.00│
├───────┼──────┼──────┼──────┼──────┤
│资本公积 │ 13453700.00│ 13453700.00│ 13453700.00│ 13453700.00│
│未分配利润 │124108700.00│117401900.00│119731900.00│111652900.00│
│归属于母公司所│232231900.00│228106600.00│231604700.00│221625700.00│
│有者权益合计 │ │ │ │ │
│所有者权益合计│234587000.00│230131700.00│233505500.00│223512700.00│
│商誉 │ --│ --│ --│ 280900.00│
└───────┴──────┴──────┴──────┴──────┘
◆利润表摘要
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │ 2020-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 62440500.00│ 41633200.00│ 21652300.00│ 75585800.00│
│营业收入 │ 62440500.00│ 41633200.00│ 21652300.00│ 75585800.00│
│营业成本 │ --│ 23206600.00│ 11630900.00│ 41861200.00│
│管理费用 │ 13134800.00│ 8420400.00│ 4097000.00│ 17930800.00│
│营业利润 │ 29282500.00│ 18426600.00│ 10021400.00│ 33724600.00│
├───────┼──────┼──────┼──────┼──────┤
│投资收益 │ 1869600.00│ 1168700.00│ 565100.00│ 1944400.00│
│营业外收支净额│ -2800.00│ 19700.00│ 10600.00│ -63000.00│
├───────┼──────┼──────┼──────┼──────┤
│利润总额 │ 29279700.00│ 18446300.00│ 10032000.00│ 33661600.00│
│所得税费用 │ 5962400.00│ 3035700.00│ 1730000.00│ 6303700.00│
│归属母公司净利│ 23215300.00│ 15330000.00│ 8311500.00│ 27105000.00│
│润 │ │ │ │ │
│净利润 │ 23317300.00│ 15410600.00│ 8302000.00│ 27357900.00│
└───────┴──────┴──────┴──────┴──────┘
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │ 2019-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 57143500.00│ 38910900.00│ 20939500.00│ 70562900.00│
│营业收入 │ 57143500.00│ 38910900.00│ 20939500.00│ 70562900.00│
│营业成本 │ --│ 22028900.00│ 11105200.00│ 37867500.00│
│管理费用 │ 11879400.00│ 7584400.00│ 3733900.00│ 17953100.00│
│营业利润 │ 24986700.00│ 16882000.00│ 9834300.00│ 32695400.00│
├───────┼──────┼──────┼──────┼──────┤
│投资收益 │ 1582400.00│ 1087800.00│ 445300.00│ 2054900.00│
│营业外收支净额│ 2600.00│ -4700.00│ 2700.00│ -35700.00│
├───────┼──────┼──────┼──────┼──────┤
│利润总额 │ 24989300.00│ 16877300.00│ 9837000.00│ 32659700.00│
│所得税费用 │ 4228400.00│ 2983400.00│ 1738900.00│ 5737500.00│
│归属母公司净利│ 20583200.00│ 13762600.00│ 8085500.00│ 26673300.00│
│润 │ │ │ │ │
│净利润 │ 20760900.00│ 13893900.00│ 8098100.00│ 26922200.00│
└───────┴──────┴──────┴──────┴──────┘
◆现金流量表摘要
┌────────┬──────┬──────┬──────┬─────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │2020-12-31│
├────────┼──────┼──────┼──────┼─────┤
│经营现金流入小计│312519000.00│225544900.00│167960600.00│413843300.00│
│经营现金流出小计│265196500.00│208329000.00│142624100.00│355774800.00│
│经营现金流量净额│ 47322500.00│ 17215900.00│ 25336500.00│58068500.00│
├────────┼──────┼──────┼──────┼─────┤
│投资现金流入小计│163607000.00│111333100.00│ 52124200.00│237083000.00│
│投资现金流出小计│192990800.00│129459900.00│ 59689900.00│301298800.00│
│投资现金流量净额│-29383800.00│-18126800.00│ -7565700.00│-64215800.00│
├────────┼──────┼──────┼──────┼─────┤
│筹资现金流入小计│ 13939600.00│ 5487200.00│ 2600000.00│11877900.00│
│筹资现金流出小计│ 13035700.00│ 2391300.00│ 694900.00│20873900.00│
│筹资现金流量净额│ 903900.00│ 3095900.00│ 1905100.00│-8996000.00│
├────────┼──────┼──────┼──────┼─────┤
│汇率变动对现金影│ --│ --│ --│ --│
│响 │ │ │ │ │
│现金及现金等价物│ 18396700.00│ 1722700.00│ 19755200.00│-17340900.00│
│净增加额 │ │ │ │ │
└────────┴──────┴──────┴──────┴─────┘
┌────────┬──────┬──────┬──────┬─────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │2019-12-31│
├────────┼──────┼──────┼──────┼─────┤
│经营现金流入小计│384589600.00│290201900.00│213553800.00│325202200.00│
│经营现金流出小计│323521800.00│283931900.00│164052000.00│267073500.00│
│经营现金流量净额│ 61067800.00│ 6270000.00│ 49501800.00│58128700.00│
├────────┼──────┼──────┼──────┼─────┤
│投资现金流入小计│156900700.00│ 87971700.00│ 42620000.00│169953600.00│
│投资现金流出小计│233817200.00│132843300.00│ 52340000.00│199208400.00│
│投资现金流量净额│-76916500.00│-44871600.00│ -9720000.00│-29254800.00│
├────────┼──────┼──────┼──────┼─────┤
│筹资现金流入小计│ 9964000.00│ 2602200.00│ 100000.00│8407700.00│
│筹资现金流出小计│ 13602300.00│ 4435500.00│ 1663600.00│18591800.00│
│筹资现金流量净额│ -3638300.00│ -1833300.00│ -1563600.00│-10184100.00│
├────────┼──────┼──────┼──────┼─────┤
│汇率变动对现金影│ --│ --│ --│ --│
│响 │ │ │ │ │
│现金及现金等价物│-20178300.00│-39958300.00│ 38929100.00│19163800.00│
│净增加额 │ │ │ │ │
└────────┴──────┴──────┴──────┴─────┘
◆异动分析
┌────────┬─────┬─────┬─────┬────────┐
│财务指标(万元) │2021-09-30│2020-12-31│2019-12-31│2020年变动幅度% │
├────────┼─────┼─────┼─────┼────────┤
│无形资产 │ 517300.00│ 527900.00│ 450200.00│ 17.26│
│负债合计 │2758734200.00│2574290100.00│2320113400.00│ 10.96│
│营业利润 │29282500.00│33724600.00│32695400.00│ 3.15│
│归属于母公司所有│23215300.00│27105000.00│26673300.00│ 1.62│
│者的净利润 │ │ │ │ │
│利润总额 │29279700.00│33661600.00│32659700.00│ 3.07│
│经营活动产生的现│312519000.00│413843300.00│325202200.00│ 27.26│
│金流入小计 │ │ │ │ │
│经营活动产生的现│265196500.00│355774800.00│267073500.00│ 33.21│
│金流出小计 │ │ │ │ │
│经营活动产生的现│47322500.00│58068500.00│58128700.00│ -0.10│
│金流量净额 │ │ │ │ │
│投资活动产生的现│163607000.00│237083000.00│169953600.00│ 39.50│
│金流入小计 │ │ │ │ │
│投资活动产生的现│192990800.00│301298800.00│199208400.00│ 51.25│
│金流出小计 │ │ │ │ │
│投资活动产生的现│-29383800.00│-64215800.00│-29254800.00│ -119.51│
│金流量净额 │ │ │ │ │
│购建固定资产、无│ 911100.00│2574300.00│2323400.00│ 10.80│
│形资产、其他长期│ │ │ │ │
│资产所支付的现金│ │ │ │ │
│筹资活动产生的现│13939600.00│11877900.00│8407700.00│ 41.27│
│金流入小计 │ │ │ │ │
│筹资活动产生的现│ 903900.00│-8996000.00│-10184100.00│ 11.67│
│金流量净额 │ │ │ │ │
│现金及现金等价物│18396700.00│-17340900.00│19163800.00│ -190.49│
│净增加额 │ │ │ │ │
│(附注)经营活动产│47322500.00│58068500.00│58128700.00│ -0.10│
│生的现金流量净额│ │ │ │ │
│现金期末余额 │106289800.00│87893100.00│105234000.00│ -16.48│
└────────┴─────┴─────┴─────┴────────┘
◆环比分析
┌────┬───────┬──────┬───────┬──────┐
│2020年 │营业收入(万元)│占年度比重％│ 净利润(万元)│ 占年度比重%│
├────┼───────┼──────┼───────┼──────┤
│第四季度│ 18442300.00│ 24.3992│ 6521800.00│ 24.0612│
│第三季度│ 18232600.00│ 24.1217│ 6820600.00│ 25.1636│
│第二季度│ 17971400.00│ 23.7762│ 5677100.00│ 20.9448│
│第一季度│ 20939500.00│ 27.7030│ 8085500.00│ 29.8303│
└────┴───────┴──────┴───────┴──────┘
┌────┬───────┬──────┬───────┬──────┐
│2019年 │营业收入(万元)│占年度比重％│ 净利润(万元)│ 占年度比重%│
├────┼───────┼──────┼───────┼──────┤
│第四季度│ 16599400.00│ 23.5243│ 4138900.00│ 15.5170│
│第三季度│ 17816400.00│ 25.2490│ 7115400.00│ 26.6761│
│第二季度│ 17440500.00│ 24.7162│ 7727400.00│ 28.9705│
│第一季度│ 18706600.00│ 26.5105│ 7691600.00│ 28.8363│
└────┴───────┴──────┴───────┴──────┘
◆主要财务指标
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2021-06-30│2021-03-31│2020-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│基本每股收益(元) │ 0.9300│ 0.6100│ 0.3300│ 1.0600│
│基本每股收益 │ 0.9295│ 0.6100│ 0.3296│ 1.0700│
│(扣除后)(元) │ │ │ │ │
│稀释每股收益(元) │ 0.9300│ 0.6100│ 0.3300│ 1.0600│
│每股净资产(元) │ 9.6897│ 9.3500│ 9.3800│ 9.0600│
│每股经营现金净流量(元)│ 1.8928│ 0.6886│ 1.0134│ 2.3226│
│每股现金流量(元) │ 0.7358│ 0.0689│ 0.7902│ -0.6936│
│每股资本公积金(元) │ 0.5397│ 0.5397│ 0.5370│ 0.5370│
│每股盈余公积金(元) │ 1.1039│ 1.1039│ 1.1039│ 1.1039│
│每股未分配利润(元) │ 5.5603│ 5.2455│ 5.2912│ 4.9570│
│净资产收益率(%) │ 9.2033│ 6.2906│ 3.3997│ 11.4618│
│加权净资产收益率(%) │ 9.8625│ 6.5500│ 3.6050│ 12.1200│
│净资产收益率(扣除)(%) │ 9.1983│ 6.2803│ 3.3954│ 11.2619│
│加权净资产收益率 │ --│ 6.5400│ --│ 12.1600│
│(扣除后)(%) │ │ │ │ │
│总资产(万元) │3013555100.00│2983318800.00│2937808300.00│2813225400.00│
│归属母公司股东权益 │252249500.00│243697200.00│244477400.00│236480800.00│
│(万元) │ │ │ │ │
│营业收入(万元) │62440500.00│41633200.00│21652300.00│75585800.00│
│营业支出(万元) │ --│23206600.00│11630900.00│41861200.00│
│投资收益(万元) │1869600.00│1168700.00│ 565100.00│1944400.00│
│净利润(万元) │23317300.00│15410600.00│8302000.00│27357900.00│
│营业利润(万元) │29282500.00│18426600.00│10021400.00│33724600.00│
│利润总额(万元) │29279700.00│18446300.00│10032000.00│33661600.00│
│归属母公司净利润(万元)│23215300.00│15330000.00│8311500.00│27105000.00│
│经营现金流量净额(万元)│47322500.00│17215900.00│25336500.00│58068500.00│
└───────────┴─────┴─────┴─────┴─────┘
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2020-09-30│2020-06-30│2020-03-31│2019-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│基本每股收益(元) │ 0.8200│ 0.5500│ 0.3200│ 1.0500│
│基本每股收益 │ 0.8206│ 0.5500│ --│ 1.0500│
│(扣除后)(元) │ │ │ │ │
│稀释每股收益(元) │ 0.8200│ 0.5500│ 0.3200│ --│
│每股净资产(元) │ 8.8100│ 8.6500│ 8.7900│ 8.3900│
│每股经营现金净流量(元)│ 2.4426│ 0.2508│ 1.9800│ 2.3250│
│每股现金流量(元) │ -0.8071│ -1.5983│ 1.5571│ 0.7665│
│每股资本公积金(元) │ 0.5381│ 0.5381│ 0.5381│ 0.5381│
│每股盈余公积金(元) │ 0.9967│ 0.9967│ 0.9967│ 0.9967│
│每股未分配利润(元) │ 4.9641│ 4.6959│ 4.7891│ 4.4659│
│净资产收益率(%) │ 8.8632│ 6.0334│ 3.4911│ 12.0353│
│加权净资产收益率(%) │ 9.3975│ 6.3250│ 3.7725│ 13.1800│
│净资产收益率(扣除)(%) │ 8.8697│ 6.0374│ 3.4900│ 11.8683│
│加权净资产收益率 │ --│ 6.3300│ 3.7714│ 13.1900│
│(扣除后)(%) │ │ │ │ │
│总资产(万元) │2829812100.00│2765524700.00│2711016500.00│2543626100.00│
│归属母公司股东权益 │232231900.00│228106600.00│231604700.00│221625700.00│
│(万元) │ │ │ │ │
│营业收入(万元) │57143500.00│38910900.00│20939500.00│70562900.00│
│营业支出(万元) │ --│22028900.00│11105200.00│37867500.00│
│投资收益(万元) │1582400.00│1087800.00│ 445300.00│2054900.00│
│净利润(万元) │20760900.00│13893900.00│8098100.00│26922200.00│
│营业利润(万元) │24986700.00│16882000.00│9834300.00│32695400.00│
│利润总额(万元) │24989300.00│16877300.00│9837000.00│32659700.00│
│归属母公司净利润(万元)│20583200.00│13762600.00│8085500.00│26673300.00│
│经营现金流量净额(万元)│61067800.00│6270000.00│49501800.00│58128700.00│
└───────────┴─────┴─────┴─────┴─────┘
◆每股指标
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2020-12-31│2019-12-31│2018-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│审计意见 │ --│标准无保留│标准无保留│标准无保留│
│ │ │ 意见│ 意见│ 意见│
│每股收益(元) │ 0.9300│ 1.0600│ 1.0500│ 1.0000│
│每股收益(扣除)(元) │ 0.9295│ 1.0700│ 1.0500│ 1.0000│
│每股净资产(元) │ 9.6897│ 9.0600│ 8.3900│ 7.6500│
│每股资本公积金(元) │ 0.5397│ 0.5370│ 0.5381│ 0.5381│
│每股未分配利润(元) │ 5.5603│ 4.9570│ 4.4659│ 3.9633│
│每股经营现金净流量(元)│ 1.8928│ 2.3226│ 2.3250│ 1.7750│
│每股现金流量(元) │ 0.7358│ -0.6936│ 0.7665│ 1.1574│
└───────────┴─────┴─────┴─────┴─────┘
◆经营发展能力
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2020-12-31│2019-12-31│2018-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│总资产周转率 │ 0.0214│ 0.0282│ 0.0290│ 0.0291│
│营业收入增长率(%) │ 9.2696│ 7.1183│ 7.0934│ 5.9891│
│营业利润增长率(%) │ 17.1923│ 3.1478│ 5.9770│ 3.4636│
│利润总额增长率(%) │ 17.1689│ 3.0677│ 5.9829│ 2.7930│
│归属母公司净利润增长率│ 12.7876│ 1.6185│ 4.7429│ 5.1147│
│(%) │ │ │ │ │
│总资产增长率(%) │ 6.4931│ 10.5990│ 9.5319│ 4.9643│
│净资产增长率(%) │ 8.6197│ 6.7028│ 12.1325│ 11.0522│
└───────────┴─────┴─────┴─────┴─────┘
◆财务分析
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2021-06-30│2021-03-31│2020-12-31│
├───────────┼─────┴─────┴─────┴─────┤
│*盈利能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│净利润率(%) │ 37.3432│ 37.0152│ 38.3423│ 36.1945│
│总资产收益率(%) │ 0.7981│ 0.5361│ 0.2939│ 1.0214│
│净资产收益率(%) │ 9.2033│ 6.2906│ 3.3997│ 11.4618│
│营业利润率(%) │ 46.8966│ 44.2594│ 46.2833│ 44.6176│
│销售毛利率(%) │ --│ --│ --│ --│
│销售净利率(%) │ 37.3432│ 37.0152│ 38.3423│ 36.1945│
├───────────┼─────┴─────┴─────┴─────┤
│*经营能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│总资产周转率 │ 0.0214│ 0.0144│ 0.0075│ 0.0282│
├───────────┼─────┴─────┴─────┴─────┤
│*偿债能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│产权比率 │ 10.8262│ 11.2315│ 11.0067│ 10.8858│
│资产负债率 │ 0.9154│ 0.9175│ 0.9159│ 0.9151│
├───────────┼─────┴─────┴─────┴─────┤
│*成长能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│营业收入增长率(%) │ 9.2696│ 6.9962│ 3.4041│ 7.1183│
│营业利润增长率(%) │ 17.1923│ 9.1494│ 1.9025│ 3.1478│
│总资产增长率(%) │ 6.4931│ 7.8753│ 8.3656│ 10.5990│
│固定资产增长率(%) │ -0.9945│ -0.5245│ 0.4011│ 1.0337│
│股东权益增长率(%) │ 8.6253│ 6.9970│ 5.7469│ 6.9001│
│净利润增长率(%) │ 12.3135│ 10.9163│ 2.5179│ 1.6184│
├───────────┼─────┴─────┴─────┴─────┤
│*资本构成* │ │
├───────────┼─────┬─────┬─────┬─────┤
│股东权益比率(%) │ 8.3705│ 8.1687│ 8.3218│ 8.4060│
│固定资产比率(%) │ 0.5447│ 0.5569│ 0.5777│ 0.6132│
│无形资产比率(%) │ 0.0172│ 0.0171│ 0.0175│ 0.0188│
└───────────┴─────┴─────┴─────┴─────┘
◆资产负债表摘要
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │ 2020-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│总资产 │3013555100.00│2983318800.00│2937808300.00│2813225400.00│
│固定资产 │ 16415800.00│ 16613800.00│ 16972900.00│ 17250500.00│
│可供出售金融资│ --│ --│ --│ --│
│产 │ │ │ │ │
│无形资产 │ 517300.00│ 510000.00│ 515000.00│ 527900.00│
├───────┼──────┼──────┼──────┼──────┤
│总负债 │2758734200.00│2737084700.00│2690883400.00│2574290100.00│
├───────┼──────┼──────┼──────┼──────┤
│资本公积 │ 13492400.00│ 13492400.00│ 13426300.00│ 13426300.00│
│未分配利润 │139013500.00│131143400.00│132285500.00│123929500.00│
│归属于母公司所│252249500.00│243697200.00│244477400.00│236480800.00│
│有者权益合计 │ │ │ │ │
│所有者权益合计│254820900.00│246234100.00│246924900.00│238935300.00│
│商誉 │ --│ 216800.00│ 219400.00│ 221000.00│
└───────┴──────┴──────┴──────┴──────┘
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │ 2019-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│总资产 │2829812100.00│2765524700.00│2711016500.00│2543626100.00│
│固定资产 │ 16580700.00│ 16701400.00│ 16905100.00│ 17074000.00│
│可供出售金融资│ --│ --│ --│ --│
│产 │ │ │ │ │
│无形资产 │ 450700.00│ 437300.00│ 429100.00│ 450200.00│
├───────┼──────┼──────┼──────┼──────┤
│总负债 │2595225100.00│2535393000.00│2477511000.00│2320113400.00│
├───────┼──────┼──────┼──────┼──────┤
│资本公积 │ 13453700.00│ 13453700.00│ 13453700.00│ 13453700.00│
│未分配利润 │124108700.00│117401900.00│119731900.00│111652900.00│
│归属于母公司所│232231900.00│228106600.00│231604700.00│221625700.00│
│有者权益合计 │ │ │ │ │
│所有者权益合计│234587000.00│230131700.00│233505500.00│223512700.00│
│商誉 │ --│ --│ --│ 280900.00│
└───────┴──────┴──────┴──────┴──────┘
◆利润表摘要
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │ 2020-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 62440500.00│ 41633200.00│ 21652300.00│ 75585800.00│
│营业收入 │ 62440500.00│ 41633200.00│ 21652300.00│ 75585800.00│
│营业成本 │ --│ 23206600.00│ 11630900.00│ 41861200.00│
│管理费用 │ 13134800.00│ 8420400.00│ 4097000.00│ 17930800.00│
│营业利润 │ 29282500.00│ 18426600.00│ 10021400.00│ 33724600.00│
├───────┼──────┼──────┼──────┼──────┤
│投资收益 │ 1869600.00│ 1168700.00│ 565100.00│ 1944400.00│
│营业外收支净额│ -2800.00│ 19700.00│ 10600.00│ -63000.00│
├───────┼──────┼──────┼──────┼──────┤
│利润总额 │ 29279700.00│ 18446300.00│ 10032000.00│ 33661600.00│
│所得税费用 │ 5962400.00│ 3035700.00│ 1730000.00│ 6303700.00│
│归属母公司净利│ 23215300.00│ 15330000.00│ 8311500.00│ 27105000.00│
│润 │ │ │ │ │
│净利润 │ 23317300.00│ 15410600.00│ 8302000.00│ 27357900.00│
└───────┴──────┴──────┴──────┴──────┘
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │ 2019-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 57143500.00│ 38910900.00│ 20939500.00│ 70562900.00│
│营业收入 │ 57143500.00│ 38910900.00│ 20939500.00│ 70562900.00│
│营业成本 │ --│ 22028900.00│ 11105200.00│ 37867500.00│
│管理费用 │ 11879400.00│ 7584400.00│ 3733900.00│ 17953100.00│
│营业利润 │ 24986700.00│ 16882000.00│ 9834300.00│ 32695400.00│
├───────┼──────┼──────┼──────┼──────┤
│投资收益 │ 1582400.00│ 1087800.00│ 445300.00│ 2054900.00│
│营业外收支净额│ 2600.00│ -4700.00│ 2700.00│ -35700.00│
├───────┼──────┼──────┼──────┼──────┤
│利润总额 │ 24989300.00│ 16877300.00│ 9837000.00│ 32659700.00│
│所得税费用 │ 4228400.00│ 2983400.00│ 1738900.00│ 5737500.00│
│归属母公司净利│ 20583200.00│ 13762600.00│ 8085500.00│ 26673300.00│
│润 │ │ │ │ │
│净利润 │ 20760900.00│ 13893900.00│ 8098100.00│ 26922200.00│
└───────┴──────┴──────┴──────┴──────┘
◆现金流量表摘要
┌────────┬──────┬──────┬──────┬─────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │2020-12-31│
├────────┼──────┼──────┼──────┼─────┤
│经营现金流入小计│312519000.00│225544900.00│167960600.00│413843300.00│
│经营现金流出小计│265196500.00│208329000.00│142624100.00│355774800.00│
│经营现金流量净额│ 47322500.00│ 17215900.00│ 25336500.00│58068500.00│
├────────┼──────┼──────┼──────┼─────┤
│投资现金流入小计│163607000.00│111333100.00│ 52124200.00│237083000.00│
│投资现金流出小计│192990800.00│129459900.00│ 59689900.00│301298800.00│
│投资现金流量净额│-29383800.00│-18126800.00│ -7565700.00│-64215800.00│
├────────┼──────┼──────┼──────┼─────┤
│筹资现金流入小计│ 13939600.00│ 5487200.00│ 2600000.00│11877900.00│
│筹资现金流出小计│ 13035700.00│ 2391300.00│ 694900.00│20873900.00│
│筹资现金流量净额│ 903900.00│ 3095900.00│ 1905100.00│-8996000.00│
├────────┼──────┼──────┼──────┼─────┤
│汇率变动对现金影│ --│ --│ --│ --│
│响 │ │ │ │ │
│现金及现金等价物│ 18396700.00│ 1722700.00│ 19755200.00│-17340900.00│
│净增加额 │ │ │ │ │
└────────┴──────┴──────┴──────┴─────┘
┌────────┬──────┬──────┬──────┬─────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │2019-12-31│
├────────┼──────┼──────┼──────┼─────┤
│经营现金流入小计│384589600.00│290201900.00│213553800.00│325202200.00│
│经营现金流出小计│323521800.00│283931900.00│164052000.00│267073500.00│
│经营现金流量净额│ 61067800.00│ 6270000.00│ 49501800.00│58128700.00│
├────────┼──────┼──────┼──────┼─────┤
│投资现金流入小计│156900700.00│ 87971700.00│ 42620000.00│169953600.00│
│投资现金流出小计│233817200.00│132843300.00│ 52340000.00│199208400.00│
│投资现金流量净额│-76916500.00│-44871600.00│ -9720000.00│-29254800.00│
├────────┼──────┼──────┼──────┼─────┤
│筹资现金流入小计│ 9964000.00│ 2602200.00│ 100000.00│8407700.00│
│筹资现金流出小计│ 13602300.00│ 4435500.00│ 1663600.00│18591800.00│
│筹资现金流量净额│ -3638300.00│ -1833300.00│ -1563600.00│-10184100.00│
├────────┼──────┼──────┼──────┼─────┤
│汇率变动对现金影│ --│ --│ --│ --│
│响 │ │ │ │ │
│现金及现金等价物│-20178300.00│-39958300.00│ 38929100.00│19163800.00│
│净增加额 │ │ │ │ │
└────────┴──────┴──────┴──────┴─────┘
◆异动分析
┌────────┬─────┬─────┬─────┬────────┐
│财务指标(万元) │2021-09-30│2020-12-31│2019-12-31│2020年变动幅度% │
├────────┼─────┼─────┼─────┼────────┤
│无形资产 │ 517300.00│ 527900.00│ 450200.00│ 17.26│
│负债合计 │2758734200.00│2574290100.00│2320113400.00│ 10.96│
│营业利润 │29282500.00│33724600.00│32695400.00│ 3.15│
│归属于母公司所有│23215300.00│27105000.00│26673300.00│ 1.62│
│者的净利润 │ │ │ │ │
│利润总额 │29279700.00│33661600.00│32659700.00│ 3.07│
│经营活动产生的现│312519000.00│413843300.00│325202200.00│ 27.26│
│金流入小计 │ │ │ │ │
│经营活动产生的现│265196500.00│355774800.00│267073500.00│ 33.21│
│金流出小计 │ │ │ │ │
│经营活动产生的现│47322500.00│58068500.00│58128700.00│ -0.10│
│金流量净额 │ │ │ │ │
│投资活动产生的现│163607000.00│237083000.00│169953600.00│ 39.50│
│金流入小计 │ │ │ │ │
│投资活动产生的现│192990800.00│301298800.00│199208400.00│ 51.25│
│金流出小计 │ │ │ │ │
│投资活动产生的现│-29383800.00│-64215800.00│-29254800.00│ -119.51│
│金流量净额 │ │ │ │ │
│购建固定资产、无│ 911100.00│2574300.00│2323400.00│ 10.80│
│形资产、其他长期│ │ │ │ │
│资产所支付的现金│ │ │ │ │
│筹资活动产生的现│13939600.00│11877900.00│8407700.00│ 41.27│
│金流入小计 │ │ │ │ │
│筹资活动产生的现│ 903900.00│-8996000.00│-10184100.00│ 11.67│
│金流量净额 │ │ │ │ │
│现金及现金等价物│18396700.00│-17340900.00│19163800.00│ -190.49│
│净增加额 │ │ │ │ │
│(附注)经营活动产│47322500.00│58068500.00│58128700.00│ -0.10│
│生的现金流量净额│ │ │ │ │
│现金期末余额 │106289800.00│87893100.00│105234000.00│ -16.48│
└────────┴─────┴─────┴─────┴────────┘
◆环比分析
┌────┬───────┬──────┬───────┬──────┐
│2020年 │营业收入(万元)│占年度比重％│ 净利润(万元)│ 占年度比重%│
├────┼───────┼──────┼───────┼──────┤
│第四季度│ 18442300.00│ 24.3992│ 6521800.00│ 24.0612│
│第三季度│ 18232600.00│ 24.1217│ 6820600.00│ 25.1636│
│第二季度│ 17971400.00│ 23.7762│ 5677100.00│ 20.9448│
│第一季度│ 20939500.00│ 27.7030│ 8085500.00│ 29.8303│
└────┴───────┴──────┴───────┴──────┘
┌────┬───────┬──────┬───────┬──────┐
│2019年 │营业收入(万元)│占年度比重％│ 净利润(万元)│ 占年度比重%│
├────┼───────┼──────┼───────┼──────┤
│第四季度│ 16599400.00│ 23.5243│ 4138900.00│ 15.5170│
│第三季度│ 17816400.00│ 25.2490│ 7115400.00│ 26.6761│
│第二季度│ 17440500.00│ 24.7162│ 7727400.00│ 28.9705│
│第一季度│ 18706600.00│ 26.5105│ 7691600.00│ 28.8363│
└────┴───────┴──────┴───────┴──────┘