中国人寿中国人寿财务分析报告
≈≈中国人寿601628≈≈(更新:21.11.01)
◆主要财务指标
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2021-06-30│2021-03-31│2020-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│基本每股收益(元) │ 1.7200│ 1.4500│ 1.0100│ 1.7700│
│基本每股收益 │ 1.7259│ 1.4500│ 1.0100│ 1.7800│
│(扣除后)(元) │ │ │ │ │
│稀释每股收益(元) │ 1.7200│ 1.4500│ 1.0100│ 1.7700│
│每股净资产(元) │ 16.6579│ 16.6800│ 16.5500│ 15.9200│
│每股经营现金净流量(元)│ 8.7172│ 7.0168│ 5.7044│ 10.7563│
│每股现金流量(元) │ 0.0304│ 0.8898│ 1.0050│ 0.1176│
│每股资本公积金(元) │ 1.9194│ 1.9228│ 1.9242│ 1.9089│
│每股盈余公积金(元) │ 3.2208│ 3.2208│ 3.0436│ 3.0436│
│每股未分配利润(元) │ 7.4011│ 7.1354│ 7.5150│ 6.5062│
│净资产收益率(%) │ 10.3013│ 8.6913│ 6.1121│ 11.1694│
│加权净资产收益率(%) │ 10.4700│ 8.7200│ 6.2300│ 11.8400│
│净资产收益率(扣除)(%) │ 10.3364│ 8.7136│ 6.1228│ 11.1792│
│加权净资产收益率 │ --│ 8.7400│ 6.2400│ 11.8900│
│(扣除后)(%) │ │ │ │ │
│总资产(万元) │473219600.00│465279300.00│446998500.00│425241000.00│
│归属母公司股东权益 │47083200.00│47144900.00│46774700.00│45005100.00│
│(万元) │ │ │ │ │
│营业收入(万元) │72771100.00│55260100.00│37345800.00│82496100.00│
│营业支出(万元) │67662800.00│50629700.00│33820600.00│77005000.00│
│投资收益(万元) │18886800.00│12721600.00│7348400.00│20754100.00│
│净利润(万元) │4959100.00│4173100.00│2898500.00│5138500.00│
│营业利润(万元) │5108300.00│4630400.00│3525200.00│5491100.00│
│利润总额(万元) │5078100.00│4610300.00│3513400.00│5448800.00│
│归属母公司净利润(万元)│4850200.00│4097500.00│2858900.00│5026800.00│
│经营现金流量净额(万元)│24638800.00│19832700.00│16123200.00│30402400.00│
└───────────┴─────┴─────┴─────┴─────┘
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2020-09-30│2020-06-30│2020-03-31│2019-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│基本每股收益(元) │ 1.6600│ 1.0700│ 0.6000│ 2.0500│
│基本每股收益 │ 1.6700│ 1.0700│ 0.6000│ 1.8700│
│(扣除后)(元) │ │ │ │ │
│稀释每股收益(元) │ 1.6600│ 1.0700│ 0.6000│ 2.0500│
│每股净资产(元) │ 14.7700│ 14.4400│ 14.3600│ 14.0100│
│每股经营现金净流量(元)│ 8.4529│ 6.4671│ 4.4334│ 10.1198│
│每股现金流量(元) │ -0.0269│ 0.9759│ 0.6005│ 0.0883│
│每股资本公积金(元) │ 1.9028│ 1.9524│ 1.9476│ 1.9462│
│每股盈余公积金(元) │ 2.8664│ 2.8664│ 2.6592│ 2.6592│
│每股未分配利润(元) │ 6.7498│ 6.1650│ 6.6361│ 6.0318│
│净资产收益率(%) │ 11.2761│ 7.3418│ 4.1309│ 14.4359│
│加权净资产收益率(%) │ 11.4300│ 7.3600│ 4.2400│ 16.4700│
│净资产收益率(扣除)(%) │ 11.3240│ 7.3045│ 4.1381│ 13.0913│
│加权净资产收益率 │ 11.4800│ 7.3700│ 4.2500│ 15.0400│
│(扣除后)(%) │ │ │ │ │
│总资产(万元) │405970800.00│396603300.00│387471900.00│372673400.00│
│归属母公司股东权益 │41750200.00│41590600.00│41371500.00│40376400.00│
│(万元) │ │ │ │ │
│营业收入(万元) │69157100.00│51373500.00│33777200.00│74516500.00│
│营业支出(万元) │63744000.00│47808600.00│31664200.00│68517500.00│
│投资收益(万元) │15659300.00│9775900.00│5172900.00│16248000.00│
│净利润(万元) │4792100.00│3106200.00│1732200.00│5901400.00│
│营业利润(万元) │5413100.00│3564900.00│2113000.00│5999000.00│
│利润总额(万元) │5382000.00│3556400.00│2108200.00│5979500.00│
│归属母公司净利润(万元)│4707800.00│3053500.00│1709000.00│5828700.00│
│经营现金流量净额(万元)│23891800.00│18279200.00│12530900.00│28603200.00│
└───────────┴─────┴─────┴─────┴─────┘
◆每股指标
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2020-12-31│2019-12-31│2018-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│审计意见 │ --│标准无保留│标准无保留│标准无保留│
│ │ │ 意见│ 意见│ 意见│
│每股收益(元) │ 1.7200│ 1.7700│ 2.0500│ 0.3900│
│每股收益(扣除)(元) │ 1.7259│ 1.7800│ 1.8700│ 0.4000│
│每股净资产(元) │ 16.6579│ 15.9200│ 14.0100│ 10.9900│
│每股资本公积金(元) │ 1.9194│ 1.9089│ 1.9462│ 1.9439│
│每股未分配利润(元) │ 7.4011│ 6.5062│ 6.0318│ 4.7063│
│每股经营现金净流量(元)│ 8.7172│ 10.7563│ 10.1198│ 5.2204│
│每股现金流量(元) │ 0.0304│ 0.1176│ 0.0883│ 0.0786│
└───────────┴─────┴─────┴─────┴─────┘
◆经营发展能力
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2020-12-31│2019-12-31│2018-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│总资产周转率 │ 0.1620│ 0.2068│ 0.2135│ 0.2091│
│营业收入增长率(%) │ 5.2258│ 10.7085│ 15.8706│ -1.5453│
│营业利润增长率(%) │ -5.6308│ -8.4664│ 319.8922│ -65.8875│
│利润总额增长率(%) │ -5.6466│ -8.8753│ 329.5309│ -66.5931│
│归属母公司净利润增长率│ 3.0248│ -13.7578│ 411.5138│ -64.6700│
│(%) │ │ │ │ │
│总资产增长率(%) │ 16.5649│ 14.1055│ 14.5136│ 12.3141│
│净资产增长率(%) │ 12.7736│ 11.4639│ 26.8219│ -0.7983│
└───────────┴─────┴─────┴─────┴─────┘
◆财务分析
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2021-06-30│2021-03-31│2020-12-31│
├───────────┼─────┴─────┴─────┴─────┤
│*盈利能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│净利润率(%) │ 6.8147│ 7.5517│ 7.7612│ 6.2288│
│总资产收益率(%) │ 1.1281│ 0.9684│ 0.6947│ 1.2880│
│净资产收益率(%) │ 10.3013│ 8.6913│ 6.1121│ 11.1694│
│营业利润率(%) │ 7.0197│ 8.3793│ 9.4393│ 6.6562│
│销售毛利率(%) │ --│ --│ --│ --│
│销售净利率(%) │ 6.8147│ 7.5517│ 7.7612│ 6.2288│
├───────────┼─────┴─────┴─────┴─────┤
│*经营能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│总资产周转率 │ 0.1620│ 0.1241│ 0.0856│ 0.2068│
├───────────┼─────┴─────┴─────┴─────┤
│*偿债能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│产权比率 │ 8.8918│ 8.8538│ 8.5410│ 8.4334│
│资产负债率 │ 0.8989│ 0.8971│ 0.8937│ 0.8925│
├───────────┼─────┴─────┴─────┴─────┤
│*成长能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│营业收入增长率(%) │ 5.2258│ 7.5654│ 10.5651│ 10.7085│
│营业利润增长率(%) │ -5.6308│ 29.8886│ 66.8339│ -8.4664│
│总资产增长率(%) │ 16.5649│ 17.3160│ 15.3628│ 14.1055│
│固定资产增长率(%) │ 11.8482│ 14.6256│ 12.2643│ 11.2676│
│股东权益增长率(%) │ 12.8077│ 13.3797│ 13.2161│ 11.6257│
│净利润增长率(%) │ 3.4849│ 34.3474│ 67.3306│ -12.9274│
├───────────┼─────┴─────┴─────┴─────┤
│*资本构成* │ │
├───────────┼─────┬─────┬─────┬─────┤
│股东权益比率(%) │ 9.9495│ 10.1326│ 10.4642│ 10.5834│
│固定资产比率(%) │ 0.8807│ 0.8998│ 0.9084│ 0.9509│
│无形资产比率(%) │ 0.1720│ 0.1763│ 0.1847│ 0.1960│
└───────────┴─────┴─────┴─────┴─────┘
◆资产负债表摘要
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │ 2020-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│总资产 │473219600.00│465279300.00│446998500.00│425241000.00│
│固定资产 │ 4167800.00│ 4186700.00│ 4060600.00│ 4043800.00│
│可供出售金融资│132255500.00│133943300.00│129407800.00│121560300.00│
│产 │ │ │ │ │
│无形资产 │ 814000.00│ 820100.00│ 825800.00│ 833500.00│
├───────┼──────┼──────┼──────┼──────┤
│总负债 │425380100.00│417413000.00│399504000.00│379547900.00│
├───────┼──────┼──────┼──────┼──────┤
│资本公积 │ 5425000.00│ 5434800.00│ 5438700.00│ 5395400.00│
│未分配利润 │ 20919100.00│ 20168100.00│ 21241000.00│ 18389600.00│
│归属于母公司所│ 47083200.00│ 47144900.00│ 46774700.00│ 45005100.00│
│有者权益合计 │ │ │ │ │
│所有者权益合计│ 47839500.00│ 47866300.00│ 47494500.00│ 45693100.00│
│商誉 │ --│ --│ --│ --│
└───────┴──────┴──────┴──────┴──────┘
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │ 2019-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│总资产 │405970800.00│396603300.00│387471900.00│372673400.00│
│固定资产 │ 3726300.00│ 3652500.00│ 3617000.00│ 3634300.00│
│可供出售金融资│107985500.00│105202900.00│104239400.00│105895700.00│
│产 │ │ │ │ │
│无形资产 │ 802100.00│ 805700.00│ 808600.00│ 807000.00│
├───────┼──────┼──────┼──────┼──────┤
│总负债 │363562800.00│354385600.00│345521600.00│331739200.00│
├───────┼──────┼──────┼──────┼──────┤
│资本公积 │ 5378300.00│ 5518500.00│ 5504800.00│ 5500900.00│
│未分配利润 │ 19078000.00│ 17425200.00│ 18756800.00│ 17048700.00│
│归属于母公司所│ 41750200.00│ 41590600.00│ 41371500.00│ 40376400.00│
│有者权益合计 │ │ │ │ │
│所有者权益合计│ 42408000.00│ 42217700.00│ 41950300.00│ 40934200.00│
│商誉 │ --│ --│ --│ --│
└───────┴──────┴──────┴──────┴──────┘
◆利润表摘要
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │ 2020-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 72771100.00│ 55260100.00│ 37345800.00│ 82496100.00│
│营业收入 │ 72771100.00│ 55260100.00│ 37345800.00│ 82496100.00│
│营业成本 │ 67662800.00│ 50629700.00│ 33820600.00│ 77005000.00│
│管理费用 │ 2840800.00│ 1917500.00│ 936700.00│ 3971400.00│
│营业利润 │ 5108300.00│ 4630400.00│ 3525200.00│ 5491100.00│
├───────┼──────┼──────┼──────┼──────┤
│投资收益 │ 18886800.00│ 12721600.00│ 7348400.00│ 20754100.00│
│营业外收支净额│ -30200.00│ -20100.00│ -11800.00│ -42300.00│
├───────┼──────┼──────┼──────┼──────┤
│利润总额 │ 5078100.00│ 4610300.00│ 3513400.00│ 5448800.00│
│所得税费用 │ 119000.00│ 437200.00│ 614900.00│ 310300.00│
│归属母公司净利│ 4850200.00│ 4097500.00│ 2858900.00│ 5026800.00│
│润 │ │ │ │ │
│净利润 │ 4959100.00│ 4173100.00│ 2898500.00│ 5138500.00│
└───────┴──────┴──────┴──────┴──────┘
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │ 2019-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 69157100.00│ 51373500.00│ 33777200.00│ 74516500.00│
│营业收入 │ 69157100.00│ 51373500.00│ 33777200.00│ 74516500.00│
│营业成本 │ 63744000.00│ 47808600.00│ 31664200.00│ 68517500.00│
│管理费用 │ 2664400.00│ 1805700.00│ 965400.00│ 4200800.00│
│营业利润 │ 5413100.00│ 3564900.00│ 2113000.00│ 5999000.00│
├───────┼──────┼──────┼──────┼──────┤
│投资收益 │ 15659300.00│ 9775900.00│ 5172900.00│ 16248000.00│
│营业外收支净额│ -31100.00│ -8500.00│ -4800.00│ -19500.00│
├───────┼──────┼──────┼──────┼──────┤
│利润总额 │ 5382000.00│ 3556400.00│ 2108200.00│ 5979500.00│
│所得税费用 │ 589900.00│ 450200.00│ 376000.00│ 78100.00│
│归属母公司净利│ 4707800.00│ 3053500.00│ 1709000.00│ 5828700.00│
│润 │ │ │ │ │
│净利润 │ 4792100.00│ 3106200.00│ 1732200.00│ 5901400.00│
└───────┴──────┴──────┴──────┴──────┘
◆现金流量表摘要
┌────────┬──────┬──────┬──────┬─────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │2020-12-31│
├────────┼──────┼──────┼──────┼─────┤
│经营现金流入小计│ 50622000.00│ 38326300.00│ 26533700.00│63913800.00│
│经营现金流出小计│ 25983200.00│ 18493600.00│ 10410500.00│33511400.00│
│经营现金流量净额│ 24638800.00│ 19832700.00│ 16123200.00│30402400.00│
├────────┼──────┼──────┼──────┼─────┤
│投资现金流入小计│ 61218300.00│ 38258500.00│ 21292300.00│82773100.00│
│投资现金流出小计│ 91357600.00│ 60930800.00│ 33284200.00│112052800.00│
│投资现金流量净额│-30139300.00│-22672300.00│-11991900.00│-29279700.00│
├────────┼──────┼──────┼──────┼─────┤
│筹资现金流入小计│ 8315200.00│ 5949500.00│ 374100.00│3564900.00│
│筹资现金流出小计│ 2725700.00│ 591100.00│ 1661900.00│4340900.00│
│筹资现金流量净额│ 5589500.00│ 5358400.00│ -1287800.00│-776000.00│
├────────┼──────┼──────┼──────┼─────┤
│汇率变动对现金影│ -3000.00│ -3800.00│ -3000.00│ -14400.00│
│响 │ │ │ │ │
│现金及现金等价物│ 86000.00│ 2515000.00│ 2840500.00│ 332300.00│
│净增加额 │ │ │ │ │
└────────┴──────┴──────┴──────┴─────┘
┌────────┬──────┬──────┬──────┬─────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │2019-12-31│
├────────┼──────┼──────┼──────┼─────┤
│经营现金流入小计│ 50991200.00│ 36263900.00│ 21699800.00│62296500.00│
│经营现金流出小计│ 27099400.00│ 17984700.00│ 9168900.00│33693300.00│
│经营现金流量净额│ 23891800.00│ 18279200.00│ 12530900.00│28603200.00│
├────────┼──────┼──────┼──────┼─────┤
│投资现金流入小计│ 57714700.00│ 48080900.00│ 26051000.00│102798400.00│
│投资现金流出小计│ 75240500.00│ 56944800.00│ 31706500.00│127549900.00│
│投资现金流量净额│-17525800.00│ -8863900.00│ -5655500.00│-24751500.00│
├────────┼──────┼──────┼──────┼─────┤
│筹资现金流入小计│ 2169200.00│ 747600.00│ 460300.00│4807200.00│
│筹资现金流出小计│ 8611400.00│ 7415800.00│ 5639900.00│8414700.00│
│筹资现金流量净额│ -6442200.00│ -6668200.00│ -5179600.00│-3607500.00│
├────────┼──────┼──────┼──────┼─────┤
│汇率变动对现金影│ 200.00│ 11200.00│ 1600.00│ 5500.00│
│响 │ │ │ │ │
│现金及现金等价物│ -76000.00│ 2758300.00│ 1697400.00│ 249700.00│
│净增加额 │ │ │ │ │
└────────┴──────┴──────┴──────┴─────┘
◆异动分析
┌────────┬─────┬─────┬─────┬────────┐
│财务指标(万元) │2021-09-30│2020-12-31│2019-12-31│2020年变动幅度% │
├────────┼─────┼─────┼─────┼────────┤
│无形资产 │ 814000.00│ 833500.00│ 807000.00│ 3.28│
│负债合计 │425380100.00│379547900.00│331739200.00│ 14.41│
│营业利润 │5108300.00│5491100.00│5999000.00│ -8.47│
│归属于母公司所有│4850200.00│5026800.00│5828700.00│ -13.76│
│者的净利润 │ │ │ │ │
│利润总额 │5078100.00│5448800.00│5979500.00│ -8.88│
│经营活动产生的现│50622000.00│63913800.00│62296500.00│ 2.60│
│金流入小计 │ │ │ │ │
│经营活动产生的现│25983200.00│33511400.00│33693300.00│ -0.54│
│金流出小计 │ │ │ │ │
│经营活动产生的现│24638800.00│30402400.00│28603200.00│ 6.29│
│金流量净额 │ │ │ │ │
│投资活动产生的现│61218300.00│82773100.00│102798400.00│ -19.48│
│金流入小计 │ │ │ │ │
│投资活动产生的现│91357600.00│112052800.00│127549900.00│ -12.15│
│金流出小计 │ │ │ │ │
│投资活动产生的现│-30139300.00│-29279700.00│-24751500.00│ -18.29│
│金流量净额 │ │ │ │ │
│购建固定资产、无│ 310600.00│ 746700.00│1141500.00│ -34.59│
│形资产、其他长期│ │ │ │ │
│资产所支付的现金│ │ │ │ │
│筹资活动产生的现│8315200.00│3564900.00│4807200.00│ -25.84│
│金流入小计 │ │ │ │ │
│筹资活动产生的现│5589500.00│-776000.00│-3607500.00│ 78.49│
│金流量净额 │ │ │ │ │
│现金及现金等价物│ 86000.00│ 332300.00│ 249700.00│ 33.08│
│净增加额 │ │ │ │ │
│(附注)经营活动产│24638800.00│30402400.00│28603200.00│ 6.29│
│生的现金流量净额│ │ │ │ │
│现金期末余额 │5748900.00│5662900.00│5330600.00│ 6.23│
└────────┴─────┴─────┴─────┴────────┘
◆环比分析
┌────┬───────┬──────┬───────┬──────┐
│2020年 │营业收入(万元)│占年度比重％│ 净利润(万元)│ 占年度比重%│
├────┼───────┼──────┼───────┼──────┤
│第四季度│ 13339000.00│ 16.1692│ 319000.00│ 6.3460│
│第三季度│ 17783600.00│ 21.5569│ 1654300.00│ 32.9096│
│第二季度│ 17596300.00│ 21.3299│ 1344500.00│ 26.7466│
│第一季度│ 33777200.00│ 40.9440│ 1709000.00│ 33.9978│
└────┴───────┴──────┴───────┴──────┘
┌────┬───────┬──────┬───────┬──────┐
│2019年 │营业收入(万元)│占年度比重％│ 净利润(万元)│ 占年度比重%│
├────┼───────┼──────┼───────┼──────┤
│第四季度│ 12114100.00│ 16.2569│ 58500.00│ 1.0037│
│第三季度│ 16679100.00│ 22.3831│ 2010300.00│ 34.4897│
│第二季度│ 14500700.00│ 19.4597│ 1156500.00│ 19.8415│
│第一季度│ 31222600.00│ 41.9003│ 2603400.00│ 44.6652│
└────┴───────┴──────┴───────┴──────┘
◆主要财务指标
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2021-06-30│2021-03-31│2020-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│基本每股收益(元) │ 1.7200│ 1.4500│ 1.0100│ 1.7700│
│基本每股收益 │ 1.7259│ 1.4500│ 1.0100│ 1.7800│
│(扣除后)(元) │ │ │ │ │
│稀释每股收益(元) │ 1.7200│ 1.4500│ 1.0100│ 1.7700│
│每股净资产(元) │ 16.6579│ 16.6800│ 16.5500│ 15.9200│
│每股经营现金净流量(元)│ 8.7172│ 7.0168│ 5.7044│ 10.7563│
│每股现金流量(元) │ 0.0304│ 0.8898│ 1.0050│ 0.1176│
│每股资本公积金(元) │ 1.9194│ 1.9228│ 1.9242│ 1.9089│
│每股盈余公积金(元) │ 3.2208│ 3.2208│ 3.0436│ 3.0436│
│每股未分配利润(元) │ 7.4011│ 7.1354│ 7.5150│ 6.5062│
│净资产收益率(%) │ 10.3013│ 8.6913│ 6.1121│ 11.1694│
│加权净资产收益率(%) │ 10.4700│ 8.7200│ 6.2300│ 11.8400│
│净资产收益率(扣除)(%) │ 10.3364│ 8.7136│ 6.1228│ 11.1792│
│加权净资产收益率 │ --│ 8.7400│ 6.2400│ 11.8900│
│(扣除后)(%) │ │ │ │ │
│总资产(万元) │473219600.00│465279300.00│446998500.00│425241000.00│
│归属母公司股东权益 │47083200.00│47144900.00│46774700.00│45005100.00│
│(万元) │ │ │ │ │
│营业收入(万元) │72771100.00│55260100.00│37345800.00│82496100.00│
│营业支出(万元) │67662800.00│50629700.00│33820600.00│77005000.00│
│投资收益(万元) │18886800.00│12721600.00│7348400.00│20754100.00│
│净利润(万元) │4959100.00│4173100.00│2898500.00│5138500.00│
│营业利润(万元) │5108300.00│4630400.00│3525200.00│5491100.00│
│利润总额(万元) │5078100.00│4610300.00│3513400.00│5448800.00│
│归属母公司净利润(万元)│4850200.00│4097500.00│2858900.00│5026800.00│
│经营现金流量净额(万元)│24638800.00│19832700.00│16123200.00│30402400.00│
└───────────┴─────┴─────┴─────┴─────┘
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2020-09-30│2020-06-30│2020-03-31│2019-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│基本每股收益(元) │ 1.6600│ 1.0700│ 0.6000│ 2.0500│
│基本每股收益 │ 1.6700│ 1.0700│ 0.6000│ 1.8700│
│(扣除后)(元) │ │ │ │ │
│稀释每股收益(元) │ 1.6600│ 1.0700│ 0.6000│ 2.0500│
│每股净资产(元) │ 14.7700│ 14.4400│ 14.3600│ 14.0100│
│每股经营现金净流量(元)│ 8.4529│ 6.4671│ 4.4334│ 10.1198│
│每股现金流量(元) │ -0.0269│ 0.9759│ 0.6005│ 0.0883│
│每股资本公积金(元) │ 1.9028│ 1.9524│ 1.9476│ 1.9462│
│每股盈余公积金(元) │ 2.8664│ 2.8664│ 2.6592│ 2.6592│
│每股未分配利润(元) │ 6.7498│ 6.1650│ 6.6361│ 6.0318│
│净资产收益率(%) │ 11.2761│ 7.3418│ 4.1309│ 14.4359│
│加权净资产收益率(%) │ 11.4300│ 7.3600│ 4.2400│ 16.4700│
│净资产收益率(扣除)(%) │ 11.3240│ 7.3045│ 4.1381│ 13.0913│
│加权净资产收益率 │ 11.4800│ 7.3700│ 4.2500│ 15.0400│
│(扣除后)(%) │ │ │ │ │
│总资产(万元) │405970800.00│396603300.00│387471900.00│372673400.00│
│归属母公司股东权益 │41750200.00│41590600.00│41371500.00│40376400.00│
│(万元) │ │ │ │ │
│营业收入(万元) │69157100.00│51373500.00│33777200.00│74516500.00│
│营业支出(万元) │63744000.00│47808600.00│31664200.00│68517500.00│
│投资收益(万元) │15659300.00│9775900.00│5172900.00│16248000.00│
│净利润(万元) │4792100.00│3106200.00│1732200.00│5901400.00│
│营业利润(万元) │5413100.00│3564900.00│2113000.00│5999000.00│
│利润总额(万元) │5382000.00│3556400.00│2108200.00│5979500.00│
│归属母公司净利润(万元)│4707800.00│3053500.00│1709000.00│5828700.00│
│经营现金流量净额(万元)│23891800.00│18279200.00│12530900.00│28603200.00│
└───────────┴─────┴─────┴─────┴─────┘
◆每股指标
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2020-12-31│2019-12-31│2018-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│审计意见 │ --│标准无保留│标准无保留│标准无保留│
│ │ │ 意见│ 意见│ 意见│
│每股收益(元) │ 1.7200│ 1.7700│ 2.0500│ 0.3900│
│每股收益(扣除)(元) │ 1.7259│ 1.7800│ 1.8700│ 0.4000│
│每股净资产(元) │ 16.6579│ 15.9200│ 14.0100│ 10.9900│
│每股资本公积金(元) │ 1.9194│ 1.9089│ 1.9462│ 1.9439│
│每股未分配利润(元) │ 7.4011│ 6.5062│ 6.0318│ 4.7063│
│每股经营现金净流量(元)│ 8.7172│ 10.7563│ 10.1198│ 5.2204│
│每股现金流量(元) │ 0.0304│ 0.1176│ 0.0883│ 0.0786│
└───────────┴─────┴─────┴─────┴─────┘
◆经营发展能力
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2020-12-31│2019-12-31│2018-12-31│
├───────────┼─────┼─────┼─────┼─────┤
│总资产周转率 │ 0.1620│ 0.2068│ 0.2135│ 0.2091│
│营业收入增长率(%) │ 5.2258│ 10.7085│ 15.8706│ -1.5453│
│营业利润增长率(%) │ -5.6308│ -8.4664│ 319.8922│ -65.8875│
│利润总额增长率(%) │ -5.6466│ -8.8753│ 329.5309│ -66.5931│
│归属母公司净利润增长率│ 3.0248│ -13.7578│ 411.5138│ -64.6700│
│(%) │ │ │ │ │
│总资产增长率(%) │ 16.5649│ 14.1055│ 14.5136│ 12.3141│
│净资产增长率(%) │ 12.7736│ 11.4639│ 26.8219│ -0.7983│
└───────────┴─────┴─────┴─────┴─────┘
◆财务分析
┌───────────┬─────┬─────┬─────┬─────┐
│指标\报告期 │2021-09-30│2021-06-30│2021-03-31│2020-12-31│
├───────────┼─────┴─────┴─────┴─────┤
│*盈利能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│净利润率(%) │ 6.8147│ 7.5517│ 7.7612│ 6.2288│
│总资产收益率(%) │ 1.1281│ 0.9684│ 0.6947│ 1.2880│
│净资产收益率(%) │ 10.3013│ 8.6913│ 6.1121│ 11.1694│
│营业利润率(%) │ 7.0197│ 8.3793│ 9.4393│ 6.6562│
│销售毛利率(%) │ --│ --│ --│ --│
│销售净利率(%) │ 6.8147│ 7.5517│ 7.7612│ 6.2288│
├───────────┼─────┴─────┴─────┴─────┤
│*经营能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│总资产周转率 │ 0.1620│ 0.1241│ 0.0856│ 0.2068│
├───────────┼─────┴─────┴─────┴─────┤
│*偿债能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│产权比率 │ 8.8918│ 8.8538│ 8.5410│ 8.4334│
│资产负债率 │ 0.8989│ 0.8971│ 0.8937│ 0.8925│
├───────────┼─────┴─────┴─────┴─────┤
│*成长能力* │ │
├───────────┼─────┬─────┬─────┬─────┤
│营业收入增长率(%) │ 5.2258│ 7.5654│ 10.5651│ 10.7085│
│营业利润增长率(%) │ -5.6308│ 29.8886│ 66.8339│ -8.4664│
│总资产增长率(%) │ 16.5649│ 17.3160│ 15.3628│ 14.1055│
│固定资产增长率(%) │ 11.8482│ 14.6256│ 12.2643│ 11.2676│
│股东权益增长率(%) │ 12.8077│ 13.3797│ 13.2161│ 11.6257│
│净利润增长率(%) │ 3.4849│ 34.3474│ 67.3306│ -12.9274│
├───────────┼─────┴─────┴─────┴─────┤
│*资本构成* │ │
├───────────┼─────┬─────┬─────┬─────┤
│股东权益比率(%) │ 9.9495│ 10.1326│ 10.4642│ 10.5834│
│固定资产比率(%) │ 0.8807│ 0.8998│ 0.9084│ 0.9509│
│无形资产比率(%) │ 0.1720│ 0.1763│ 0.1847│ 0.1960│
└───────────┴─────┴─────┴─────┴─────┘
◆资产负债表摘要
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │ 2020-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│总资产 │473219600.00│465279300.00│446998500.00│425241000.00│
│固定资产 │ 4167800.00│ 4186700.00│ 4060600.00│ 4043800.00│
│可供出售金融资│132255500.00│133943300.00│129407800.00│121560300.00│
│产 │ │ │ │ │
│无形资产 │ 814000.00│ 820100.00│ 825800.00│ 833500.00│
├───────┼──────┼──────┼──────┼──────┤
│总负债 │425380100.00│417413000.00│399504000.00│379547900.00│
├───────┼──────┼──────┼──────┼──────┤
│资本公积 │ 5425000.00│ 5434800.00│ 5438700.00│ 5395400.00│
│未分配利润 │ 20919100.00│ 20168100.00│ 21241000.00│ 18389600.00│
│归属于母公司所│ 47083200.00│ 47144900.00│ 46774700.00│ 45005100.00│
│有者权益合计 │ │ │ │ │
│所有者权益合计│ 47839500.00│ 47866300.00│ 47494500.00│ 45693100.00│
│商誉 │ --│ --│ --│ --│
└───────┴──────┴──────┴──────┴──────┘
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │ 2019-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│总资产 │405970800.00│396603300.00│387471900.00│372673400.00│
│固定资产 │ 3726300.00│ 3652500.00│ 3617000.00│ 3634300.00│
│可供出售金融资│107985500.00│105202900.00│104239400.00│105895700.00│
│产 │ │ │ │ │
│无形资产 │ 802100.00│ 805700.00│ 808600.00│ 807000.00│
├───────┼──────┼──────┼──────┼──────┤
│总负债 │363562800.00│354385600.00│345521600.00│331739200.00│
├───────┼──────┼──────┼──────┼──────┤
│资本公积 │ 5378300.00│ 5518500.00│ 5504800.00│ 5500900.00│
│未分配利润 │ 19078000.00│ 17425200.00│ 18756800.00│ 17048700.00│
│归属于母公司所│ 41750200.00│ 41590600.00│ 41371500.00│ 40376400.00│
│有者权益合计 │ │ │ │ │
│所有者权益合计│ 42408000.00│ 42217700.00│ 41950300.00│ 40934200.00│
│商誉 │ --│ --│ --│ --│
└───────┴──────┴──────┴──────┴──────┘
◆利润表摘要
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │ 2020-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 72771100.00│ 55260100.00│ 37345800.00│ 82496100.00│
│营业收入 │ 72771100.00│ 55260100.00│ 37345800.00│ 82496100.00│
│营业成本 │ 67662800.00│ 50629700.00│ 33820600.00│ 77005000.00│
│管理费用 │ 2840800.00│ 1917500.00│ 936700.00│ 3971400.00│
│营业利润 │ 5108300.00│ 4630400.00│ 3525200.00│ 5491100.00│
├───────┼──────┼──────┼──────┼──────┤
│投资收益 │ 18886800.00│ 12721600.00│ 7348400.00│ 20754100.00│
│营业外收支净额│ -30200.00│ -20100.00│ -11800.00│ -42300.00│
├───────┼──────┼──────┼──────┼──────┤
│利润总额 │ 5078100.00│ 4610300.00│ 3513400.00│ 5448800.00│
│所得税费用 │ 119000.00│ 437200.00│ 614900.00│ 310300.00│
│归属母公司净利│ 4850200.00│ 4097500.00│ 2858900.00│ 5026800.00│
│润 │ │ │ │ │
│净利润 │ 4959100.00│ 4173100.00│ 2898500.00│ 5138500.00│
└───────┴──────┴──────┴──────┴──────┘
┌───────┬──────┬──────┬──────┬──────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │ 2019-12-31 │
├───────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 69157100.00│ 51373500.00│ 33777200.00│ 74516500.00│
│营业收入 │ 69157100.00│ 51373500.00│ 33777200.00│ 74516500.00│
│营业成本 │ 63744000.00│ 47808600.00│ 31664200.00│ 68517500.00│
│管理费用 │ 2664400.00│ 1805700.00│ 965400.00│ 4200800.00│
│营业利润 │ 5413100.00│ 3564900.00│ 2113000.00│ 5999000.00│
├───────┼──────┼──────┼──────┼──────┤
│投资收益 │ 15659300.00│ 9775900.00│ 5172900.00│ 16248000.00│
│营业外收支净额│ -31100.00│ -8500.00│ -4800.00│ -19500.00│
├───────┼──────┼──────┼──────┼──────┤
│利润总额 │ 5382000.00│ 3556400.00│ 2108200.00│ 5979500.00│
│所得税费用 │ 589900.00│ 450200.00│ 376000.00│ 78100.00│
│归属母公司净利│ 4707800.00│ 3053500.00│ 1709000.00│ 5828700.00│
│润 │ │ │ │ │
│净利润 │ 4792100.00│ 3106200.00│ 1732200.00│ 5901400.00│
└───────┴──────┴──────┴──────┴──────┘
◆现金流量表摘要
┌────────┬──────┬──────┬──────┬─────┐
│指标(万元) │ 2021-09-30 │ 2021-06-30 │ 2021-03-31 │2020-12-31│
├────────┼──────┼──────┼──────┼─────┤
│经营现金流入小计│ 50622000.00│ 38326300.00│ 26533700.00│63913800.00│
│经营现金流出小计│ 25983200.00│ 18493600.00│ 10410500.00│33511400.00│
│经营现金流量净额│ 24638800.00│ 19832700.00│ 16123200.00│30402400.00│
├────────┼──────┼──────┼──────┼─────┤
│投资现金流入小计│ 61218300.00│ 38258500.00│ 21292300.00│82773100.00│
│投资现金流出小计│ 91357600.00│ 60930800.00│ 33284200.00│112052800.00│
│投资现金流量净额│-30139300.00│-22672300.00│-11991900.00│-29279700.00│
├────────┼──────┼──────┼──────┼─────┤
│筹资现金流入小计│ 8315200.00│ 5949500.00│ 374100.00│3564900.00│
│筹资现金流出小计│ 2725700.00│ 591100.00│ 1661900.00│4340900.00│
│筹资现金流量净额│ 5589500.00│ 5358400.00│ -1287800.00│-776000.00│
├────────┼──────┼──────┼──────┼─────┤
│汇率变动对现金影│ -3000.00│ -3800.00│ -3000.00│ -14400.00│
│响 │ │ │ │ │
│现金及现金等价物│ 86000.00│ 2515000.00│ 2840500.00│ 332300.00│
│净增加额 │ │ │ │ │
└────────┴──────┴──────┴──────┴─────┘
┌────────┬──────┬──────┬──────┬─────┐
│指标(万元) │ 2020-09-30 │ 2020-06-30 │ 2020-03-31 │2019-12-31│
├────────┼──────┼──────┼──────┼─────┤
│经营现金流入小计│ 50991200.00│ 36263900.00│ 21699800.00│62296500.00│
│经营现金流出小计│ 27099400.00│ 17984700.00│ 9168900.00│33693300.00│
│经营现金流量净额│ 23891800.00│ 18279200.00│ 12530900.00│28603200.00│
├────────┼──────┼──────┼──────┼─────┤
│投资现金流入小计│ 57714700.00│ 48080900.00│ 26051000.00│102798400.00│
│投资现金流出小计│ 75240500.00│ 56944800.00│ 31706500.00│127549900.00│
│投资现金流量净额│-17525800.00│ -8863900.00│ -5655500.00│-24751500.00│
├────────┼──────┼──────┼──────┼─────┤
│筹资现金流入小计│ 2169200.00│ 747600.00│ 460300.00│4807200.00│
│筹资现金流出小计│ 8611400.00│ 7415800.00│ 5639900.00│8414700.00│
│筹资现金流量净额│ -6442200.00│ -6668200.00│ -5179600.00│-3607500.00│
├────────┼──────┼──────┼──────┼─────┤
│汇率变动对现金影│ 200.00│ 11200.00│ 1600.00│ 5500.00│
│响 │ │ │ │ │
│现金及现金等价物│ -76000.00│ 2758300.00│ 1697400.00│ 249700.00│
│净增加额 │ │ │ │ │
└────────┴──────┴──────┴──────┴─────┘
◆异动分析
┌────────┬─────┬─────┬─────┬────────┐
│财务指标(万元) │2021-09-30│2020-12-31│2019-12-31│2020年变动幅度% │
├────────┼─────┼─────┼─────┼────────┤
│无形资产 │ 814000.00│ 833500.00│ 807000.00│ 3.28│
│负债合计 │425380100.00│379547900.00│331739200.00│ 14.41│
│营业利润 │5108300.00│5491100.00│5999000.00│ -8.47│
│归属于母公司所有│4850200.00│5026800.00│5828700.00│ -13.76│
│者的净利润 │ │ │ │ │
│利润总额 │5078100.00│5448800.00│5979500.00│ -8.88│
│经营活动产生的现│50622000.00│63913800.00│62296500.00│ 2.60│
│金流入小计 │ │ │ │ │
│经营活动产生的现│25983200.00│33511400.00│33693300.00│ -0.54│
│金流出小计 │ │ │ │ │
│经营活动产生的现│24638800.00│30402400.00│28603200.00│ 6.29│
│金流量净额 │ │ │ │ │
│投资活动产生的现│61218300.00│82773100.00│102798400.00│ -19.48│
│金流入小计 │ │ │ │ │
│投资活动产生的现│91357600.00│112052800.00│127549900.00│ -12.15│
│金流出小计 │ │ │ │ │
│投资活动产生的现│-30139300.00│-29279700.00│-24751500.00│ -18.29│
│金流量净额 │ │ │ │ │
│购建固定资产、无│ 310600.00│ 746700.00│1141500.00│ -34.59│
│形资产、其他长期│ │ │ │ │
│资产所支付的现金│ │ │ │ │
│筹资活动产生的现│8315200.00│3564900.00│4807200.00│ -25.84│
│金流入小计 │ │ │ │ │
│筹资活动产生的现│5589500.00│-776000.00│-3607500.00│ 78.49│
│金流量净额 │ │ │ │ │
│现金及现金等价物│ 86000.00│ 332300.00│ 249700.00│ 33.08│
│净增加额 │ │ │ │ │
│(附注)经营活动产│24638800.00│30402400.00│28603200.00│ 6.29│
│生的现金流量净额│ │ │ │ │
│现金期末余额 │5748900.00│5662900.00│5330600.00│ 6.23│
└────────┴─────┴─────┴─────┴────────┘
◆环比分析
┌────┬───────┬──────┬───────┬──────┐
│2020年 │营业收入(万元)│占年度比重％│ 净利润(万元)│ 占年度比重%│
├────┼───────┼──────┼───────┼──────┤
│第四季度│ 13339000.00│ 16.1692│ 319000.00│ 6.3460│
│第三季度│ 17783600.00│ 21.5569│ 1654300.00│ 32.9096│
│第二季度│ 17596300.00│ 21.3299│ 1344500.00│ 26.7466│
│第一季度│ 33777200.00│ 40.9440│ 1709000.00│ 33.9978│
└────┴───────┴──────┴───────┴──────┘
┌────┬───────┬──────┬───────┬──────┐
│2019年 │营业收入(万元)│占年度比重％│ 净利润(万元)│ 占年度比重%│
├────┼───────┼──────┼───────┼──────┤
│第四季度│ 12114100.00│ 16.2569│ 58500.00│ 1.0037│
│第三季度│ 16679100.00│ 22.3831│ 2010300.00│ 34.4897│
│第二季度│ 14500700.00│ 19.4597│ 1156500.00│ 19.8415│
│第一季度│ 31222600.00│ 41.9003│ 2603400.00│ 44.6652│
└────┴───────┴──────┴───────┴──────┘